The short version/response to comments
When I spoke with Adrian on Wednesday, he assured me that I could call on Thursday morning to set up an electronic transfer that would take until Monday (48 hours+weekend). He assured me that his company would take care of all of the problems this has caused me.When I called about the transfer on Thursday, everything was in place except that I was told that the electronic transfer would take 3-5 business days, meaning sometime between the end of business on Monday and the end of business on Wednesday. (Apparently they do electronic transfers by smoke signal).
Still no money. My paycheck for the month of August gets direct deposited tomorrow but it isn't enough to cover the overdraft, so I won't really see it. The company is giving me a hassle about reimbursing the $199 in fees that I have incurred, but I may be able to work around that by convincing the bank to refund them (which they've offered). I suppose I'll do that whenever this mythical money comes in and I have to go to the bank anyway to get them to remove the "evil person" label from my account.
I hate this so much.
Thanks for all of the hugs and kind comments. I don't feel like I've done a great job being very calm about this (crying at the bank and screaming at co-workers for no reason being the main offenses), but I suppose in the long run it isn't that bad. Tuesday is the 16th day that my bank account has been unusable due to massive overdraft cause by bank errors.
:( :( :( :( :( I hate this so much.
posted by Immunegirl @ 1:16 AM
3 Comments:
You'll get through this... and then change banks for a free toaster/microwave/lift ticket/hot teller.
It's only money. Money and mind-numbing incompetence that should cost somebody their job.
Let us know if and when it gets resolved. *smooch*
I will most certainly let you all know WHEN this gets resolved. There will be much rejoicing.
Smallish updates:
Got a call from Virginia this afternoon. Apparently I forgot to tell her that it was 3-5 business days (by the end of the day tomorrow) and not by the end of Monday after I got that phone call. She checked up on me this afternoon and wondered why I hadn't come in to make some calls first thing this morning when it wasn't resolved. I went over to the bank and talked to her to straighten things out. She is going to check their system tomorrow and call me to let me know whether it is in the system and processing. She also refunded all of my fees since the other people were being jackasses.
We'll see what happens if it isn't resolved by the end of tomorrow. ;)
The silver lining? I realized that I have saved a lot of money by not spending anything for 16 days. Once the money is in the account, I will do some balancing/budgeting, but then....well, thanks to my newfound thriftiness I haven't been clothes shopping since March? I can't really remember when. That might have to be rectified with all the money I haven't been spending lately.
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